*Referral bonus is limited to 10 per person. The referrer must be a current member in good standing to receive the bonus. New members must meet membership eligibility requirements and open a qualifying account. A $50 bonus will be deposited into the accounts of both the referring and new members once the new account has been opened for 90 days. Bonus payments may be reported as dividends and may be subject to IRS reporting. Recipients are responsible for any applicable taxes. Offer valid from March 3 – March 31, 2025. This promotion cannot be combined with any other offers. Other restrictions may apply. Contact Waterfront Federal Credit Union for full details. Federally insured by NCUA.